Different businesses find themselves needing commercial insurance to meet state requirements and to add additional protection. Purchasing commercial insurance shows responsibility to your customers and your employees. If you are a business owner, it is time to call Ambassador Insurance Midwest.
Worker's Compensation Insurance
Most states require that business owners carry worker's compensation insurance for their employees. They can get medical coverage when they are hurt on the job and even receive a portion of their pay if they need to be out for recovery. This keeps the business owner from paying out of pocket for expenses and the employees from filing a lawsuit.
General Liability Insurance
There are customers, employees, and public citizens in many businesses, walking, working, or visiting. Unfortunately, accidents can happen, putting your business at risk when someone is hurt or has damaged property. With general liability insurance, you can get as much as you need for your protection. You can even diversify the coverage based upon the type of business that you have.
Commercial Auto Insurance
Like worker's compensation coverage, commercial auto insurance is required in most states for businesses that use commercial vehicles. If you have delivery vehicles or require your employees to drive any company vehicle, you must carry commercial auto insurance. This policy extends the average auto insurance policy to protect employees fully, whether they are responsible for the accident or if an uninsured driver hits them.
Get Your Policy Today!
If you are a business owner and are not positive that you have the coverage you need, it’s time to call Ambassador Insurance Midwest. Our agents will help you develop a quote with the commercial insurance coverage you need and want to protect your business, investments, and the employees within. We look forward to hearing from you soon.